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New - The things that really annoy you

Facilities Management.

Fuck me.

Report one of the tills at work, completely dead, screen, printers, the belt no power to any of it, all of them on separate plugs, so clearly a power issue than an individual piece of equipment.

Record it as electrical >single asset power failure.

Revisit needed as requires electrician.

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Home insurance going up nearly 40% despite never ever making a claim.

Then can you cancel it online?

No! The renewal page loads just fine but the cancellation page just refuses to load and crashes.

C***s!
 
Noticed not only a hike in home insurance premiums but those companies are really tightening up the qualifying criteria too. Things like the type of door/window locks etc have long since been a factor, but every year gets much more detailed. This year noticed a lot more questions about water/floods, and some real drilling down in to details about trees. What sort, how tall, how far from property, are they pollarded, how often, documentation required etc etc. There’s a lot more maintenance information required, even if the chimney is swept annually by a qualified sweep and so on with documentation too.
I guess they have to be thorough in order to protect themselves and you have to do the same to avoid invalidation in the event of a claim, but it does feel this is contributing to escalating premiums on all types of insurance.
Just feels like squeeze on squeeze. Would imagine there are a significant number of people who don’t have home insurance at all and with things heading in the direction they are can only think a lot more will have no choice other than to give up altogether too.
 
Managed to get in eventually and turned auto renewal off. Gives me time to shop around which sounds like it might be fun based on what @EpsomWolf has posted.
 
When I lived in Machynlleth, I was in a second floor flat a mile from the river, the insurance company suddenly decided the flat was a flood risk!
Did tell them when I rang to check that if my flat flooded because of the river there’s going to be bigger issues going on, ended up with a company that was 68% cheaper and no flood risk.
 
Managed to get in eventually and turned auto renewal off. Gives me time to shop around which sounds like it might be fun based on what @EpsomWolf has posted.

It’s a tricky one. You can get quotations from companies whose questions are less specific but then you’re in a grey area in the event of a claim. By being very detailed I had some very high quotes, and in fact had a couple of companies refusing to provide cover altogether. At that point it’s a balancing act and eventually found somewhere offering reasonable cover for a reasonable fee, but the ‘grey areas’ still sit a bit uncomfortably in the background.

As Keef just touched on, I also had a place back in Cambridge that Direct Line suddenly decided was in a flood risk area and the premium suddenly shot up into the £1000’s. Was an utter nonsense and found a different provider who weren’t using the same risk data at all.

I think you’ll be ok by shopping around but the noose is tightening all the while and it doesn’t bode well for the future unfortunately.
 
dropping your car off for it's MOT & service, then about an hour later getting a call that the front brake pads and shocks need addressing.
 
dropping your car off for it's MOT & service, then about an hour later getting a call that the front brake pads and shocks need addressing.
Feel your pain - mine went in as dash light kept coming on - only a switch to be replaced. Oh, but your rear brakes are metal to metal.

£650 later, and I wanted to recreate Basil Fawlty whacking his car.
 
dropping your car off for it's MOT & service, then about an hour later getting a call that the front brake pads and shocks need addressing.
Amazed they haven't tried to sell you discs as well if the pads needed doing.

I remember changing my discs and pads one year and 6 months later the MOT tester gave them both as advisories! Some of them out there are cowboys who will try it on with people.
 
Amazed they haven't tried to sell you discs as well if the pads needed doing.

I remember changing my discs and pads one year and 6 months later the MOT tester gave them both as advisories! Some of them out there are cowboys who will try it on with people.
Personally I think it's worth searching out a small, local independent that's been around for years.
 
to be fair, the car is now 14 years old. I have had it for 11. I do very few miles, and di virtually none for the 2 years of covid. shocks have been an advisory for at least 4 years now, so guess were due. I don't think I have changed the brake pads before either.
 
Personally I think it's worth searching out a small, local independent that's been around for years.
Absolutely. I have one at the end of my road and always have my MOT there which I actually did this morning.

Passed with no advisories 😎
 
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to be fair, the car is now 14 years old. I have had it for 11. I do very few miles, and di virtually none for the 2 years of covid. shocks have been an advisory for at least 4 years now, so guess were due. I don't think I have changed the brake pads before either.
Think you've had your money's worth mate.
No need to change the car if you're happy with it but you might have to prepare for slightly higher servicing and maintenance.
 
to be fair, the car is now 14 years old. I have had it for 11. I do very few miles, and di virtually none for the 2 years of covid. shocks have been an advisory for at least 4 years now, so guess were due. I don't think I have changed the brake pads before either.
Tbh I’d hold onto it as long as possible. Unless you’re changing it for something brand new you’re still going to paying for perishable items, and even then you’d be getting mullered with monthly repayments + depreciation or leasing costs, and anyone with a secondhand car of ANY age will know of cases of astronomical repair bills that miraculously are not covered by warranty. If your car is paid for outright and assuming you can avoid the big ticket items, the odd £3-500 bill here or there whilst hurting at the time, is chicken feed compared to the overall costs of changing.

When ULEZ was introduced here a couple of years ago I know of a couple of people with similar cars to yours who were forced to change to be compliant. One guy had a Mondeo he’d had from new, was immaculate, 50,000 miles no bother at all etc, changed it to a 3 year old Hybid Kuga thing at significant expense and it’s been a nightmare.

I know holding on to a car too long can be a risk too, but especially with no one really a knowing where we’re heading and modern cars loaded with such expensive and frankly, fragile components, unless yours is knackered I’d keep it as long as you can.
 
given the miles I do, plus the fact I do like my car, I have no intention of changing it until after 2030 to be honest. and I might try pushing to 2035 depending on how things go.

I only really do 3-4000 miles per year. the car takes me to bowls, football, gigs and the theatre, and holidays. I take the wife to work and collect her (she works unsocial hours). I can see me using the ebike on a lot of occasions for shorter journeys tbh.

I'd struggle to choose a new car now tbh. It genuinely took me years to choose this one! I'm also not aware of EVs that are convertibles?
 
Managers who scold employees by name in front of literally the entire team.
 
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